{"id":12603,"date":"2018-12-16T16:19:47","date_gmt":"2018-12-16T16:19:47","guid":{"rendered":"https:\/\/www.akcakocases.com\/?p=12603"},"modified":"2018-12-16T16:19:47","modified_gmt":"2018-12-16T16:19:47","slug":"ziraat-bankasi-konut-kredisini-yari-yariya-indirdi","status":"publish","type":"post","link":"https:\/\/www.akcakocases.com\/ziraat-bankasi-konut-kredisini-yari-yariya-indirdi\/","title":{"rendered":"Z\u0130RAAT BANKASI KONUT KRED\u0130S\u0130N\u0130 YARI YARIYA \u0130ND\u0130RD\u0130"},"content":{"rendered":"

T.C. Ziraat Bankas\u0131, Konut kredisini bir liran\u0131n alt\u0131na \u00e7ekerek in\u015faat sekt\u00f6r\u00fcn\u00fcn nefes almas\u0131n\u0131 sa\u011flarken konut sahibi olanlara da b\u00fcy\u00fck bir m\u00fcjde verdi.<\/p>\n

 <\/p>\n

Banka’dan yap\u0131lan a\u00e7\u0131klamaya g\u00f6re; hali haz\u0131rda Ziraat ile aktif olarak kredili \u00e7al\u0131\u015fmakta olan konut \u00fcreticilerinden sat\u0131n al\u0131nacak konutlar i\u00e7in ayl\u0131k y\u00fczde 0.98 faiz oran\u0131 ve 120 aya varan vade se\u00e7enekleriyle 500 bin TL’ye kadar konut kredisi kullanma imk\u00e2n\u0131 sunulacak.<\/p>\n

Banka’dan konuyla ilgili yap\u0131lan a\u00e7\u0131klama \u015fu \u015fekilde;<\/p>\n

“\u00dclkemize katma de\u011fer sa\u011flayan her ekonomik faaliyete destek verme vizyonumuz do\u011frultusunda, ekonomimizin lokomotifi konumunda olan konut\/in\u015faat sekt\u00f6r\u00fcne y\u00f6nelik uzun y\u0131llard\u0131r etkin finansal \u00e7\u00f6z\u00fcmler sunmaktay\u0131z.<\/p>\n

Bankam\u0131z; bug\u00fcne kadar konut sekt\u00f6r\u00fcne sundu\u011fu \u00f6nc\u00fc \u00e7\u00f6z\u00fcm \u00f6nerilerine bir yenisini daha ekleyerek, bug\u00fcn itibariyle hem Bankam\u0131z ile kredili \u00e7al\u0131\u015fmakta olan konut \u00fcreticisi firmalar\u0131m\u0131z\u0131n hem de bireysel m\u00fc\u015fterilerimizin ihtiya\u00e7lar\u0131na cevap verebilecek nitelikte yeni bir uygulama ba\u015flatm\u0131\u015ft\u0131r.<\/p>\n

Uygulama kapsam\u0131na hali haz\u0131rda Bankam\u0131zla aktif olarak kredili \u00e7al\u0131\u015fmakta olan konut \u00fcreticileri al\u0131nm\u0131\u015f olup, bu firmalardan konut sat\u0131n alacak m\u00fc\u015fterilerimize ayl\u0131k y\u00fczde 0,98 faiz oran\u0131 ve 120 aya varan vade se\u00e7enekleriyle 500 Bin TL’ye kadar konut kredisi kullanma imkan\u0131 sunulacakt\u0131r.<\/p>\n

Yap\u0131lan \u00e7al\u0131\u015fma ile Bankam\u0131zca konut kredisi faiz oran\u0131 ayl\u0131k y\u00fczde 1,78 olarak belirlenmi\u015ftir. Bankam\u0131zla \u00e7al\u0131\u015fmakta olan konut \u00fcreticisi firmalar\u0131 da elini ta\u015f\u0131n alt\u0131na koyarak, faiz maliyetinin bir k\u0131sm\u0131n\u0131 \u00fcstlenmeleri neticesinde m\u00fc\u015fterilerimize faiz oran\u0131 ayl\u0131k y\u00fczde 0,98 olarak yans\u0131t\u0131lacakt\u0131r.<\/p>\n

Bu kapsamda, Bankam\u0131zla \u00e7al\u0131\u015fmakta olan firmalar\u0131n elinde bulunan bitmi\u015f birinci el ve hen\u00fcz tamamlanmam\u0131\u015f in\u015faat\u0131 devam etmekte olan konut sat\u0131\u015flar\u0131n\u0131n finansman\u0131na destek verilecek ve b\u00f6ylelikle firmalar\u0131m\u0131z\u0131n elinde bulunan konut stokunun eritilmesine y\u00f6nelik de \u00f6nemli katk\u0131 sa\u011flanm\u0131\u015f olacakt\u0131r.<\/p>\n

\u00d6te yandan; kulland\u0131r\u0131lan konut kredilerinin bir k\u0131sm\u0131 s\u00f6z konusu firmalar\u0131n Bankam\u0131za olan kredilerinin geri \u00f6denmesinde kullan\u0131lacakt\u0131r. Bu durum bir taraftan firmalar\u0131n \u00fczerindeki mali y\u00fck\u00fcn hafifletilmesi, di\u011fer taraftan da bankam\u0131zca kulland\u0131r\u0131lm\u0131\u015f olan kredilerin seyyaliyetinin sa\u011flanmas\u0131 a\u00e7\u0131s\u0131ndan \u00f6nemli kazan\u0131m olu\u015fturacakt\u0131r.<\/p>\n

Bu uygulama ile ba\u015fta alt ve orta gelir grubunda yer alan m\u00fc\u015fterilerimiz olmak \u00fczere t\u00fcm m\u00fc\u015fterilerimizin konut sahibi olmak i\u00e7in ihtiya\u00e7 duydu\u011fu finansmana \u00e7ok daha kolay ula\u015fmas\u0131 sa\u011flanacak ve konut sekt\u00f6r\u00fcne \u00f6nemli bir canl\u0131l\u0131k getirilmi\u015f olacakt\u0131r.”<\/p>\n","protected":false},"excerpt":{"rendered":"

T.C. Ziraat Bankas\u0131, Konut kredisini bir liran\u0131n alt\u0131na \u00e7ekerek in\u015faat sekt\u00f6r\u00fcn\u00fcn nefes almas\u0131n\u0131 sa\u011flarken konut sahibi olanlara da b\u00fcy\u00fck bir m\u00fcjde verdi.   Banka’dan yap\u0131lan a\u00e7\u0131klamaya g\u00f6re; hali haz\u0131rda Ziraat ile aktif olarak kredili \u00e7al\u0131\u015fmakta olan konut \u00fcreticilerinden sat\u0131n al\u0131nacak konutlar i\u00e7in ayl\u0131k y\u00fczde 0.98 faiz oran\u0131 ve 120 aya varan vade se\u00e7enekleriyle 500 bin […]<\/p>\n","protected":false},"author":2,"featured_media":12604,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[917],"aioseo_notices":[],"views":802,"_links":{"self":[{"href":"https:\/\/www.akcakocases.com\/wp-json\/wp\/v2\/posts\/12603"}],"collection":[{"href":"https:\/\/www.akcakocases.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.akcakocases.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.akcakocases.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.akcakocases.com\/wp-json\/wp\/v2\/comments?post=12603"}],"version-history":[{"count":1,"href":"https:\/\/www.akcakocases.com\/wp-json\/wp\/v2\/posts\/12603\/revisions"}],"predecessor-version":[{"id":12605,"href":"https:\/\/www.akcakocases.com\/wp-json\/wp\/v2\/posts\/12603\/revisions\/12605"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.akcakocases.com\/wp-json\/wp\/v2\/media\/12604"}],"wp:attachment":[{"href":"https:\/\/www.akcakocases.com\/wp-json\/wp\/v2\/media?parent=12603"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.akcakocases.com\/wp-json\/wp\/v2\/categories?post=12603"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.akcakocases.com\/wp-json\/wp\/v2\/tags?post=12603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}